True balance is a 100% safe and secure lending payments & financial services platform steering on the mission of finance for all true balance is a UPI payments and personal loan app that has been trusted by over 75 million users across the country here you may avail an online personal loan from 1000, to 1,25,000 for a tenure of a minimum of 3 months to 12 months at a low processing fee the APR ranges from 60% to 154.8%

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True balance loan app

Apply for a personal loan today and enjoy a better borrowing experience with the true balance loan app

For Example :

For 10,000 personal loan borrowed for 3 months with interest rate @2.4% per month a user would pay

>processing fee (@6%) = 600 + GST (18%) 108 = 708

>interest = CUMIPMT ( 2.4% 12 / 365 30, 3, 10000, 1, 3, 0) = 477

>EMI = PMT (2.4% 12 / 365 30, 3, 10000) = 3,492

Total amount to be repaid = 11,185 / including processing fee + GST

Loan interest rate may vary based on the users risk profile

We facilitate loans from RBI licensed NBFC true credits Pvt Ltd Incred Financial services limited, grow money capital pvt ltd muthoot finance Ltd vivriti capital limited Northern Arc capital limited lendbox and Oxyzo Financial services limited also the app enables it users to avail vallet services including recharges bill payments and much more from licensed entities

Features of true balance – UPI payments and personal loan app :

  • Personal loans ranging from 1,000 to 1,25,000
  • 100% digital
  • 24 x 7 access to personal loan & payments
  • Low processing fee, longer tenure and attractive interest rate
  • Loan directly disbursed to your bank account
  • pay through any QR code scanner at your favourite online shops and merchants
  • Send money to your friends & family using your mobile number via true balance UPI including those Who are not on truebalance UPI including those Who are not on truebalance
  • Recharge your mobile and pay your utility bills (Electricity, gas, water, broadband etc)
  • Pan India service
  • Convenience of payment through various methods
  • Timely repayment improve credit score and increase chance to get higher amount of credit

True balance is a PPI license holder which provides an RBI complaint wallet and multiple payment options of net banking credit cards, debit cards, and gift cards and has also partnered with NBFCs for granting online personal loans

Please Not

  • Get maximum cashback benefits from completing full KYC
  • All cashback can be used within the app and can’t be transferred in any form

App permission & Reasons

  • Location : for suitable loan offers and video KYC
  • SMS : for phone number verification
  • Camera : for KYC documentation & video KYC
  • Phone info : to prevent fraud
  • Microphone : for video KYC

Safe And Secure Loans

The entire process is completely online and secure and it has a 4.0+ star rating, making it one of the best online loan app in India

We have a highly secured and encycrepted system to ensure the safety of information shared by our customers to know more about our privacy policy

Click https//truebalance.io/privacy – policy/

Contact us :

Drop in your queries at cs@truebalance.com

Address :

The circle work, 5th floor, huda City centre metro station

Sector 29, gurugram, Haryana – 122001, India

T&C apply

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