Zapmoney is one of the most simple, faster and affordable personal loan platform for Salaried Individuals and college students where you can apply for loans up to 1 lakh with minimal documentation
Zapmoney is a brand of monexo fintech private limited which is a RBI licensed NBFC – P2P
Eligibility Criteria
- Collage students
- No income proof required
- Pan / voter ID / driving licence
- Aadhar for KYC
- College ID – mandatory
- Internet banking
salaried individuals
- Working with registered entities under LLP, PVT LTD public limited or government employees (both state or central)
- Minimum net salary of Rs. 15,000 per month
- Salary credit in bank accounts
- Latest pay slip
- Internet banking
- PAN card for cibil score
- Aadhar for KYC
Our Offerings
- Online personal loans from 1,000 to 1,00,000
- Interest rate – 18% to 36% p.a.
- Tenure – 3 to 12 months
- No application fees
- Low disbursal fees
- Quick loans and easy EMIs
These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.
What makes Zapmoney ideal for every customer ?
- Quick online loan
- Low interest rates
- Easy application process
- Fast loan approvals
- Digital processing and 10 minutes registration
- Easy Repayment with manageable EMIs
For example a loan of 3000 with an interest of 0.99/1000 / day ( an annual interest rate (APR) of 36%) and a repayment tenure of 3 months processing fee is 199+ 36 gst with monthly EMI of 1,061 disbursed amount is 2,765 total interest is 182 total loan repayment amount is 3,182
App Features
- Build your credit score
- Free plan and paid plan available
- Lifetime free credit score
- Educational content on finance
How to apply
- Download zapmoney loan app from Google Play Store
- Login with OTP
- Fill out basic information and upload your payslip / college ID/ Employee ID
- Know your loan eligibility instantly
- Choose a flexible loan amount & EMI repayment plan that suits you ( min loans rs 3000 & min tenure 3 months)
- Complete ENACH and eKYC / video KYC
- Get the loan amount in your bank account in 24 hrs on application is completed
Our lending partners
Monexo fintech private limited
for a faster process we require the following app permission :
SMS :
We collect financial SMS and upload on our server to assess the income track and analyze financial expenses and determine the creditworthiness for instant credit disbursal even though we have access to financial SMS we do not share your SMS data with any third party app or service
Queries ?
Mail : support@zapmoney.in
whatsapp chat : 7845743738
call support : 7395999667
