ATD money is a personal loan app, meant for Salaried Individuals. We don’t build databases we are not NBFC & we don’t lend directly to customers we are a fintech company & facilitating loans from our RBI registered NBFC partner : ATD financial services PVT LTD, as per the T&C agreed between NBFC & customer.
- Avail quick loan from rs. 3000 to Rs. 50000
- repayment period : 91 to 365 days (tenure is subject to risk profile of the customer & company policy)
we transfer amount to your bank account in just 10 minutes through our NBFC on its T&C. We offers 100% digital loan application process .
Our lending partner: ATD financial services pvt Ltd interest rate & other charges :
- interest rate : 0.067% ROI per day
- Documentation fees : 3.5% to 7.5% (EXC of GST)
- Processing fee : 3.5% to 7.5% (EXC of GST)
Above charges varies depending upon risk profile of the customer, past relation of the customer, prompt repayment of earlier loans strong income eligibility background etc.
For Example :
- If a personal loan application is processed with loan amount of 3000 to be repaid in 91 days than the payable interest will be 182.91 only
- one time documentation fees + processing fees payable (3.5%+3.5%) will be 247.80 only (inc 18% GST of 37.80/-) this amount will be deducted from the loan amount and net disbursement amount will be 2752.20
- The amount payable on the due date will be 3182.91
- Charges vary and explained above.
prepayment charges 0.when customer delay their scheduled repayment a penalty is charged we made our customers aware regarding fees and charges through agreement which we shared on their registered email id ATD money app is an online platform provides you personal loans for your daily needs this app is catering to low salary earners the amount gets credit within 10 minutes but 1st time applicants may take 30 minutes
our presence across India
Key Features
- Personal loan for Salaried
- Instant Personal loan up to rs. 50000
- Amount transfer to your bank account in minutes
- flexible tenure of max 365 days (subject to risk profile & company policy)
- No extra charges
- Max annual percentage Rate (APR) 45.85% benifits and risk
- get access to higher amount & tenure as you repay on time
As compliance, your payment behaviour is shared with credit rating agencies based on that your credit score may change
Eligibility Criteria
- Indian Citizen
- Salaried Individuals
- Must be 18 years age
- Min. Salary of Rs. 18000 per month
Why ATD money app?
over 25000 mini loans disbursed till now no CIBIL score needed, low interest rates, No PDC/Nach required, only E – mandate
Instant approval & quick disbursement
solely app which supplies chances for little retail and salaried sector to avail loan
Easy repayment options
documents needed :
ATD money aims to be one of the most user friendly instant loan apps in India. So submit just six documents to avail an instant personal loan online :
1. Photograph
2. Pan card (as a Id proof)
3. Aadhar card (as a address proof)
4. Bank statement
5. Salary slip
6. VCIP
Sequrity & protection of privacy
All the transaction are secured via a 4096- bit SSL encryption all data is transferred Over secured connections data security and privacy is top priority of ATD money. Our it professionals team adjust to mandated security standards and sturdy protocols we don’t share your data with any third parties without your consent your data is totally safe with us.
Contact :
ATD MONEY DOT COM
A – 86 B, 2nd floor, school block, chander vihar
Delhi – 110092
info@ATDmoney.com