Credit Saison India – Loan app : an instant credit line app that you can repay and reuse whenever you need get credit limit of up to 5 lakhs starting at just 9.99% interest in just three simple steps loan app is powered by kisetsu Saison finance (India) Pvt Ltd on of the lending conglomerates in India adhering to the RBI’S fairs practice code the app is committed to ensuring transperansy in all digital loan offerings

Benefits of using credit Saison India : Loan App

1. Pay interest only on the amount use : experience the convenience of paying interest only on the amount you withdraw, saving you money on unused credit

2. Withdraws funds anytime : borrow any sum of money (from 20,000) from your approved credit limit (up to 5 lakhs) for 3 months to 60 months

3. No hidden fees or line set up fees : credit Saison India doesn’t charge any hidden fee for withdrawing money

4. EMI repayment offers : you can select EMI option to repay the borrowed amount

5. No documents upload 100% paperless loan : credit Saison India provides a fully digital and paperless loan experience and you do not need to upload any documents to get the loan ensuring quick approvals

6. Safe and secure process : get instant credit line with this safe app designed using advanced encrypted technologies

In Short Credit Saison India – Loan App offers the best features to its customers :

1. Credit line range from 20,000 to 5,00,000

2. Tenure : min. 3 months | maximum 60 months

3. Interest rate : min. 9.99% p.a | maximum. 39.99% p.a

4. Processing fee – min. 1% | max. 3%

Example :

• Principal amount : 100,000
• Tenure : 12 months
• Interest : 14% p.a
• EMI : 8,979
• Processing fee : 1,180
• Interest payable : 8,979
• Total cost of loan : 107, 748
• Total amount disbursed : 98,628
• BPI (broken period interest) : 192
• APR : 16.65%

Additional Charges :

• Overdue interest rate : 36% p.a
• Full prepayment charges : 5% of outstanding amount + taxes part prepayment charges : 5% of outstanding amount + taxes
• Swap charges : 250/- + taxes
• Dishonour charges : 450/-

Eligibility criteria for opening an instant credit line

• At credit Saison India – loan app
• Should be between 21 to 57 years of age
• Must have a monthly income of 25,000 above
• A minimum CIBIL score of 700
• Must have an Android phone

Documents Required

we do not ask for any documents to upload all you need to do is enter the below information :

• Pan Number
• Aadhar Number
• One selfie

Step to Apply Credit Saison Loan

Fill Your Aadhar Card Registered Mobile Number

Allow App Permission For Further Process

Select Your Working Details and Fill Income Details

Credit Saison Customer Number

Contact us :

Call or customer care number : 18001030961

Address :

kisetsu Saison finance (India) private limited

CIN U65999KA2018FTC113783

Registered Office : IndiQube Lexington tower first floor tavarekere main Rd tavarekere, S.G. palya, Bengaluru Karnataka 56002

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