Navi UPI investment and loans

Navi your all in one financial super app designed for devers financial needs offers a range of services for your convenience lightning fast UPI payments to smart investments in mutual funds and gold quick cash loan reliable health insurance coverage and effortless home loans navi has you covered download the navi app and unlock a world of possibilities for your financial well-being

1. Navi UPI

simplify money transfer with navi UPI (NPCI approved)

Navi UPI features

• Instantly transfer money to anyone, anytime
• Pay bills and recharge online
• Conveniently scan and pay at any store
• seamlessly make online payments on various apps
• Enjoy hassle – free payments with Navi UPI lite, no pin required

2. Investments

discover diverse investment opportunities with mutual funds and digital gold

Navi mutual fund features

• Diversify your portfolio with domestic and international funds
• Investments starts with as low as 10
• Flexible investment options with weekly/monthly SIP
• One of the lowest expenses ratio for affordable investing

Navi Gold Features

• 24 K digital gold
• 99.9% purity
• Investments starts with just 10

3. Navi health insurance

safeguard yourself and your family’s financial future with navi health insurance

Navi health insurance features

• Coverege up to 1 crore
• Health insurance premiums starting at just 235 per month
• Experience quality healthcare at over 11,000+ network hospital
• Cashless claim settlement within 20 minutes
• Benefit from 100% coverage of hospital bills through a paperless process

4. Navi cash loan

Access instant cash loans of up to 20 lakh through the navi cash loan app

Navi cash loan features

• Injoy competitive interest rates starting from 9.9% to 35% per annum
• Choose from flexible loan tenure ranging from 3 to 84 months
• Experience a fully digital loan process with Instant fund transfer to your bank account
• Qualify with minimum household income of 3 lakh per annum
• Loan amount up to 20 lakhs

Example of how navi cash loan works :

• Loan amount – 30,000
• APR (ROI) – 12%
• EMI – 2,800
• Total interest payable – 2,800 x 12 months – 30,000 principal = 3,600
• Disbursed amount – 30,000
• Total amount payable – 2,800 x 12 months = 33,600

NOTE : these numbers are for representation purposes only. Final APR will depend on the customers credit assessment

APR (annual percentage Rate) : is the total costs you’ll pay for borrowing money over a year. It includes the interest rate plus any fees charged by the lender. APR gives you a clear picture of how much a loan will really cost you for navi APR is equal to ROI as we don’t charge any additional fees

5. Navi Home Loan

Book that dream home with loans up to 5 crore with flexible EMI option and a sanction offer letter within 5 minutes on app

Navi home loan features

• Loan amount : up to 5 crore
• Interest rate : starting from 8.55%
• Loan amount : up to 30 years
• Zero processing fees
• Up to 90% LTV
• Navi home loan is available in Bengaluru, Chennai & Hyderabad

6. Referral program

descover endless rewards with navi’s referral program share the navi app with friends and family and unlock exclusive for every successful refferal

About Navi

– Navi app is developed & owned by navi technologies limited founded by Sachin bansal and Ankit Agarwal in December 2018.

cash loans and home loans are provided by navi finserv limited a non – deposit taking systemically important NBFC registered & regulated by the RBI

– Health insurance is offered by navi general insurance limited registered with the IRDAI as a general insurer

– Navi mutual fund registered with the SEBI offers multiple mutual funds scheme to investors