Incred finance India’s one of the loan apps allows you to get a personal loan of up to 10 lakhs within 15 minutes directly through your mobile phone whether it is for urgent expenses unexpected bills or your dream vocation we have you covered say goodbye the Inconvenient process of filling out physical forms and waiting in long Queues to get a personal loan

Top Features Of Incred Personal Loan mobile app :

• Check your Personal loan eligibility for free
• Track the status of your loan application
• Online KYC process – 100% secure
• Dedicated relationship manager to help you with the process
• Check your repayment options schedule & pending EMIs
• Recieve automated reminders for upcoming EMI payments

Why should you choose an Incred personal loan ?

• Get instant loan up to 10 lakhs
• 100% online application process
• No collateral or guarantor needed
• competitive interest rates starting from 13.99% p.a
• Repayment term : 3 to 60 months
• choose your required amount and tenure to manage your EMIs
• Setup ENACH mandate for EMI deduction

Detailed Example Of A Personal Loan

Mr. akash recently applied for a personal loan through the Incred mobile app and was pleased to find that he had been sanctioned a loan amount of 1,00,000

Here’s a breakdown of the loan details and calculation :

• Sanctioned loan amount : 1,00,000
• processing fee : 3,540
• After deducting the processing fee, Mr. Akash recieved 96,450 in his bank account

Loan Terms

• Annual interest rate : 21%
• Loan tenure : 36 months
• Monthly EMI : 3,767.5
• Total payment : 1,35,635 (36 x 3767.5)
• Total interest for 36 months : 35,630

Note : this is just an example the final APR for your loan will be as per your credit assessment annual percentage Rate range for Incred personal loan is 16% to 60%

Who can apply for an Incred personal loan?

• Age bracket : 21 to 55
• Minimum in hand salary of at least 15,000
• salaried employees getting salary directly in bank
• proprietor business with ITR and GST documents with monthly income of 25,000 or more
• Credit score of 700+ and healthy repayment history is preferred

How to apply for instant personal loan on the Incred finance app

• Install the credit finance app to start the personal loan process
• Login through your mobile number
• Online application & approval
• Complete the verification directly from mobile app
• Amount will be transferred in less than 15 minutes

Incred personal loan can be used for various needs :

• Loan for marriage expenses
• Loan for travel
• Loan for appliances and gadgets
• Loan for online courses
• Loan for medical emergencies
• Loan for home renovation
• Loan for credit card bills
• Loan for new mobile
• Loan for bike or car

Responsible Lending

Incred finance is a registered non-banking financial company (NBFC) officially recognised by the reserve Bank of India with a valid certificate of registration dated September 28, 2022 this regulatory approval underscores incred’s commitment to maintaining financial integrity and compliance in all its operations.

your trust, your confidence

#400, 000+ borrowers

#18,000cr+ personal loan disbursed

#6,000+ digital marchants financed

#8000+ students financed

For any feedback Queries

call : 1800 102 2192

Mail : Incred