GET PERSONAL LOANS OF UP TO RS.24 LAKHS IN LESS THAN 15 MINUTES RUNNING SHORT ON CASH FINANCE APP. SAY GOODBYE TO THE INCONVENIENT PROCESS OF FILLING OUT PHYSICAL FORMS AND WAITING IN LONG QUEUES TO GET A PERSONAL LOAN. INCRED FINANCE IS A REGISTERED NON -BANKING FINANCIAL COMPANY (NBFC), OFFCIALLY
INCRED FINANCE , INDIA’S ONE OF THE BEST LOAN APPS ,ALLOWS YOU TO GET A PERSONAL LOAN OF UP TO RS 10 LAKHS WITHING 15 DIRECTLY THROUGH YOUR MOBILE PHONE. WHETHER IT IS FOR URGENT EXPENSES UNEXPECTED BILLS OR YOUR DREAM VACANTION, WE HAVE YOU COVERED.
TOP FEATURES OF INCRED PERSONAL LOAN MOBILE APP:
- CHECK YOUR PERSONAL LOAN ELIGIBILLITY FOR FREE
- TRACK THE DTATUS OF YOUR LOAN APPLICATION
- ONLINE KYC PROCESS – 100% SECURE
- DEDICATED RELATIONSHIP MANAGER TO HELF YOU WITH THE PROCESS
- CHECK YOUR REPAYMENT SCHEDULE $PENDING EMIs
- RECEIVE AUTOMATED EEMINDERS FOR UPCOMING EMI PAYMENT
WHY SHOULD YOU CHOOSE AN INCRED PERSONAL LOAN?
- GET INSTANT LOAN UP TO 10 LAKHS
- 100% ONLINE APPLICATION PROCESSS
- NO COLLATERAL OR GUARANTOR PROCESS
- COMPETITIVE INTEREST RASTE STARTING FROM 13.99% PA
- REPAYMENT TERM:3 TO 60 MONTHS
- CHOOSE YOUR REQUIRED AMOUMT AND TENURE TO MANAGE YOUR EMIs
- SETUP ENACH MANDATE FOR EMI DEDUCTION
DETAILED EXAMPLE OF A PERSONAL LOAN
MR. AKASH RECENTLY APPLIED FOR A PERSONAL LOAN THROUGH THE INCRED MOBILE APP AND WAS PLEASED TO FIND THAT HE HAD BEEN SANCTIONED A LOAN AMOUNT OF RS 1,00,000.
HERE’S A BREAKDOWN OF THE LOAN DETAILS AND CALCULATIONS:
- SANCTIONED LOAN AMOUNT :RS 1,00,000
- PROCESSING (FEE(INCLUDING GST) : RS 3,540
- AFTER DEDUCTING THE PROCCESSING FEE ,MR. AKASH RECEIVED RS 96,450 IN HIS BANS ACCOUNT.
LOAN TERMS:
- ANNUAL INTEREST RATE:21%
- LOAN TENURE : 36 MONTHS
- MONTHLY EMI : RS 3,767.5
- TOTAL PAYMENT: RS 1,35,630 (36×3567.5)
- total interest for 36 months:rs 35,630
total cost of the loan: interest + fees = Rs 39,170 after including the processing fees and interest over the loan tenure, the total cost of the loan amounts to Rs 1,35, 630
note : this is just an example. the final APR for your loan will be as per your credit assessment. annual personal loan is 16 % to 60%
who can apply for an INCRED personal loan
- Age bracket: 21 10 55
- minimum in -hand salary of at least Rs 15,000
- salaried Employees getting salary directly in bank
- proprietor business with ITR and GST documents with monthly income of Rs 25,000 or more
- credit score of700+ and healthy repayment history is preferred
how to apply for instant personal loan on the INCRED Finance app?
- Install the INCRED FINANCE APP TO START THE PERSONAL LOAN PROCESS
- LOGIN THROUGH YOUR MOBILE NUMBER
- ONLINE APPLICATION & APP TO START THE PERSONAL LOAN PROCESS
- LOGIN THROUGH YOUR MOBILE NUMBER
- ONLINE APPLICATION & APPROVAL
- COMPLETE THE VERIFICATION DIRECTLY FROM MOBILE APP
- AMOUNT WILL BE TRANSFERRED IN LESS THAN 15 MINUTES
INCRED PERSONAL LOAN CAN BE USED FOR VARIOUS NEEDS .
- LOAN FOR MARRIAGE EXPENSES
- LOAN FOR TRAVEL
- LOAN FOR APPLIANCE AND GADGETS
- LOAN FOR ONLINE COURESES
- LOAN FOR MEDICAL EMERGENCIES
- LOAN FOR HOME RENOVATIONS
- LOAN FOR CREDIT CARD BILLS
- LOAN FOR BIKE OR CAR
IN ADDITION TO PERSONAL LOAN, INCRED OFFERS A DIVERSE RANGE OF FINANCIAL SOLUTIONS ,INCLUDING EDUCATION LOANS ,AND MERCHANT LOANS (BUSINESS LOAN ). NO MATTER WHAT YOUR FINANCIAL NEEDS ARE WE ARE DEDICATED TO PROVIDINGD TO PROVIDING YOU THE BEST LOAN SOLUTIONS. TO APPLY FOR EDUCATION OR BUSINESS LOANS PLEASE VISIT OUR WEBSITE – WWW.INCRED.COM AND START YOUR APPLICATION TODAY.
RESPONSIBLE LENDING
INCRED FINANCE IS A REGISTERED NON-BANKING FINANCIAL COMOANY (NBFC), OFFICIALLY RECOGNIZED BY THE RESERVE BANK OF REGISTRATION DATED SEOTEMBER 28, 2022. THIS REGULATORY APPROVAL UNDERSCORES INCRED’ S COMMITMENT TO MAINTAINING FINANCIAL INTEGRITY AND COMOLIANCE IN ALL ITS OPERATIONS.
YOUR TRUST.OUR CONFIDENCE.
400,000+BORROWERS
RS 18,000CR +PERSONAL LOAN DISBURSED
6,000+DIGITAL MERCHANTS FINANCED
8,000+STUDENTS FINANCED
