ZAPMONEY is one of the most simple, faster and affordable personal loan platform for salaried individuals and college students where you can apply for loans up to 1 lakh with minimal documentation ZAPMONEY is brand of MONEXO fintech private limited which is a RBI licensed NBFC-P2P. instant loans up to RS. 1 lakh with minimal documentation
these numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment
ELIGIBILITY CRITERIA
- college students
- No income – proof required
- PAN / VOTER ID/ DRIVING LICENSE
- Aadhar for KYC
- college ID – mandatory
- internet banking
SALARIED INDIVIDUALS
- working with registered entities under LLP, PVT, LTD, public limited or government employees (both state or central).
- minimum net salary of RS. 15,000 per month
- salary credit in bank account
- latest pay slip
- internet banking
- pan card
- Aadhar for KYC
OUR OFFERINGS
- online personal loans from 1,000 to 1,00,000
- interest rates – 18% to 36% p.a.
- tenure – 3 to 12 months
- No application fees
- low disbursal fees
- quick loans & easy EMIs
what makes ZAPMONEY ideal for every customer ?
- quick online loan
- low-interest rates
- easy applicants process
- fast loan approval
- digital processing & 10 minute registration
- easy repayment with manageable EMIs
for example a loan of 3,000 with an interest of 0.99/1000/ day ( an annual interest rate (APR) of 36%) and a repayment tenure of 3 months, processing fee is 199 + 36 GST (No additional fee) with monthly EMI of 1,061. disbursed amount is 2,765 total interest is 182 total loan repayment amount is 3,182
APP FEATURES
- BUILD your credit score
- free plan and paid plan available
- lifetime free credit score
- educational content on finance
HOW TO APPLY
- download ZAPMONEY loan app from google play store
- login with OTP
- fill out basic information & upload your PAYSLIP/ COLLEGE ID/ EMPLOYEE ID
- know your loan eligibility instantly
- choose a flexible loan amount & EMI repayment plans that suits you ( min loan RS. 3000 & min tenure 3 month)
- complete ENACH and EKYC/ VIDEO KYC
- get the loan amount in your bank account in 24hrs on application is completed
OUR LENDING PARTNERS
MONEXO fintech private limited
QUERIES ?
MAIL: SUPPORT@ZAPMONEY.IN
WHATSAPP CHAT: 7845743738
CALL SUPPORT : 7395999667
