LENDINGPLATE is a personal loan mobile application offers that loans from 10,000 to 2,50,000 at attractive interest rates zero collateral and almost instantly at your convenience. You can apply online from any of our approved location and on approval you get direct transfer of your loan money within minutes to your bank account Lendingplate is the brand name of UNIFINZ Capital India Limited which is non banking finance company (NBFC) registered with the reserve Bank of India the company conducts lending operations in a transparent manner under the extant guidelines of the RBI
Table of Contents
FEATURES
- personal loan ranging from 10,000 to 2,50,000
- Repayment tenure ranging from 3 months to 15 months
- processing fee ranging from 1% to 5% of loan amount
- Conversion fee ranging from 1% to 5% of loan amount
- Rate of interest ranging from 12% onwards depending on your risk profile
- APR ranging from 12% to maximum 36 % rates vary From customer to customer
- Completely online paperless documentation
- Loans available to improve your credit score
- Apply loan from anywhere, anytime as you like no early Repayment charges
- Apply loan from anywhere, anytime on our 24 x 2 online platform
- Free look period of 3 days from the date of disbursal of loan wherein you can exit the loan by paying only the principal along with proportionate interest
ELIGIBILITY CRITERIA
- You must be an indian national
- You must be over the age of 21 years
- Your net monthly take home salary to be minimum 20,000
- Your salary must be credited to your bank account regularly
STEPS TO AVAIL LOAN
- Install lendingplate app in your mobile phone
- Sign up your mobile number and OTP
- Verify your pan to check for pre- approved offers
- Registered yourself by filling up your basic information and your selfie
- Provide income documents like bank statement and pay slip
- Verify your KYC with Aadhar and present Address proof
- E-sign your loan agreement and NACH repayment
- Direct your loan money to your account
Representative example
- Loan amount : 25,000
- Interest rate : 36% per annum
- Tenure : 12 months
- Processing fee : 1,250
- Conversion fee : 1,250
- EMI : 2,512
- Total repayment amount : 30,144
- Total interest : 5,144
- Total cost of loan : 32,644
Security and privacy policy
lendingplate personal loan app ensures safety via standards security and privacy protocols to protect it database our app is safe and secure and we do not share customer information with third parties without consent.
Queries ?
care@lendingplate.com
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